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Leasing  

Samsung has a low cost leasing plan that may be an alternative to other phone system financing. There is no "best" leasing plan for everyone. Our advice is for you to ask your accountant if leasing is appropriate for you and which type of lease would be best for you.

10% buyout lease With this lease, you send in a check for the first and last months lease payment and have the OPTION at the end of the lease to buy the equipment for 10% of the cost of the new equipment price. Many accountants favor this as it is generally fully tax deductible in the year of the payments. Again, ask YOUR accountant, not the phone system sales person.

$1 buyout lease With this lease you send in a check for the first and last months payment and purchase the system for $1 at the end of the lease. The lease payment per month is more than the 10% buyout. You may or may not be able to fully deduct the payments in the year made. Again , ask YOUR accountant, not the phone system sales person.

Fair Market Value lease With this lease, you pay less per month than with the 10% buyout, but you may get stuck at the end of the lease. If you leased high value equipment that has retained a good deal of value, you may find yourself with a whopping payoff if you want to keep the equipment. A Fair Market Value lease may be great for you if you use it for computer equipment that rapidly goes down in value, but very poor for you if you lease a digital phone system that holds its value. Again, ask YOUR accountant, not the phone system sales person.


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